The mandate reference for the SEPA Direct Debit scheme consists of the abbreviation “AG” followed by the account number and the uppercase letter “A” (for the first mandate) (e.g., AG-01096165-A). The creditor identification number for Sächsische Ärzteversorgung is DE31ZZZ00000383046.

To issue a SEPA direct debit mandate, please use the direct debit form for employers. Pension insurance contributions are debited on the last day of the month.

Payments of pension insurance contributions must also be received in our account by the last day of the month. We require the electronic BV reports, in accordance with the employer reporting procedure under Section 28f(3) of SGB IV, no later than 6 business days before the last day of the month.